Abstracting
An abstract of title or “abstract” is the compilation of all documents affecting title to a particular parcel of real estate. It begins with the original patent from the US Government and contains all subsequent conveyances and encumbrances affecting the property. The abstract is compiled and certified by a licensed abstractor that the history is complete and accurate. In the United States, the abstract of title furnishes the raw data for the preparation of a policy of title insurance for the parcel of land in question.
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Closings
Regardless whether you are the buyer or the seller the closing is often the most anticipated part of a real-estate transaction so don’t leave it to chance. Let Modern Abstract & Title handle your closing and ensure all the little details are handled to give you a seamless experience.
The closing is the final exchange in the sale and purchase of real estate in which the deed of title is delivered to the buyer, the title is transferred, financing documents, title insurance policies are exchanged, and the agreed-on costs are paid. Some of the final documents, including the deed and mortgage or deed of trust, are then delivered to the county recorder to be recorded.
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Title Insurance
Modern Abstract and Title is dedicated to giving you an all inclusive experience that is why, with our many other services, we also provide title insurance. This is an insurance policy to protect a buyer against loss which could occur from title defects. The premium is paid once and provides coverage for the owner for the duration of ownership.
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FAQs
Find out the most common questions and answers from Modern Abstract and Title. Our experience in real estate law, and commercial real estate transactions, and technology puts us in a unique position to offer unrivaled service and complex transaction knowledge, while putting our clients at ease every step of the way.
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