An Abstract of Title is the compilation of all documents affecting title to a specific piece of property. It reflects the title to that property, where title is used in the same sense as ownership, as well as other title rights, such as mortgage interest, leasehold interests, mineral rights, and easement rights.
Our digital title plant allows our licensed abstractors to efficiently and thoroughly search every document back to inception. Their compilations begin with documents that often predate statehood and end in present day.
Complete "Base" Abstract
A base abstract contains every document affecting title back to inception.
Transcript Is a certified copy of a specific court case.
Evidentiary Affidavit is an affidavit used to compile all the information regarding a particular individual(s) typically relating to a court case.
Supplemental Abstract "Extension"
An abstract that contains only documents recorded from a specific date range. A supplemental can be prepared when here is prior work to commence from; a complete abstract, prior title insurance file or an examining attorney who has previously examined title and has a complete opinion.
Final Abstracting is an extension of an existing abstract. It is common for a final abstract to be performed in order to reflect that all documents recorded have meet the requirements set forth by either attorney’s examination and opinion or the commitment for title insurance.
Special Certificates are often ordered by lenders, and will include information such as UCC certificates, Tax Certificates, Judgement and lien certificates, special assessments, and buyer’s name certificates. The information contained in a special certificate may not be reflected in a standard abstract.
Ownership/Zoning Reports is a compilation of all property owners within 300 feet of the subject property. Common reasons to order an ownership/zoning report is for the purpose of rezoning.
GAP Check is performed to determine if any documents have been filed between the date of title work and the date of closing that could affect the transfer of the property.
Research and Professional Time
All time spent on requests outside of our normal services are subject to a research fee. This will include assisting with determining a legal description, research for documents or any other unusual circumstances.
Re-Certification of an Abstract
This is generally performed when the original abstract does not include all the land associated with the transaction. Often this involves adding additional land to the existing abstract.